Results of 2023

Looking back, we can see that a lot has happened during the year. We have completed many projects, some big and some a little smaller. In addition to that, minor updates and improvements have been made to the savings platform. We've compiled the most important events below.

Q1

Permission from the Financial Supervisory Authority to act as a provider of crowdfunding services. This was required to be able to offer services that facilitate the matching of investors or lenders with companies seeking financing. As the permit is passportable throughout Europe, it also enables the internationalization of our products.
New originator Flex to offer even better diversification and facilitate management of the balance between free capital and good investment opportunities on the platform, which is the basis for ensuring a high investment rate for savers.

Launch of SBL Finans Consumer loans 80% and 100%. We adjusted the forward flow agreements for our consumer credits and thus created two options for our investors. SBL Finans Consumer loans 80% has a higher interest rate and a forward flow of 80% of the credit's value and SBL Finans Consumer loans 100% has a slightly lower interest rate but a forward flow of 100%.

Migration of investors from Svensk Kreditförmedling (acquired in 2022).

Q2

Acquisition of Lunar Bank A/S P2P-business Lendify.
Launch of savings strategies – Balanced, Yield and Freedom.
Automated transfers of uninvested capital between depots.
Migration of 30,000 Lendify customers, of which 17,000 are active investors.

Q3

Forward Flow agreement for Consumer loans in euros.
Activation of automated investments for those Lendify customers who had Autoinvest enabled with Lunar.

Q4

Launch of the Swish deposit method on the savings platform, which provides immediate access to capital so that it can be put to work at once.
Increase of the interest rate for investors on SBL Finans Consumer Loans to achieve an even better balance between return and risk in the current interest rate situation.
Project Finance – a new investment opportunity that offers a variety of projects from exciting business initiatives to real estate projects that our investors can choose from and invest automatically directly on the platform.
New bonus stages for "Refer-a-friend".